Workplace accidents can happen suddenly and without warning, and no matter how small they may be, they are never convenient. Your employer’s workers’ compensation insurance is supposed to help cover the cost of your wages and medical expenses after an injury. On many occasions, that money is not enough to help you fully recover your losses.
The team at Maggiano, DiGirolamo & Lizzi P.C. is here to help by standing up for your rights and fighting to secure the benefits you may be entitled to.
If you are having trouble getting your benefits, if they are not enough, or if you have been denied your benefits after an accident, contact Maggiano, DiGirolamo & Lizzi P.C. today at (201) 585-9111 for a free no-obligation review with a team member.
Types of Accidents That Occur in the Workplace
According to the National Safety Council (NSC), an employee is injured in the workplace every seven seconds. That adds up to over 500 injuries every hour and over 12,000 per day. Ultimately, workplace injuries cost employers approximately 104 million production hours in 2017.
The most common types of accidents that cause injuries in the workplace include:
- Overexertion: Overexertion is often caused by repetitive motions like frequently lifting and lowering heavy boxes day after day. About one-third of all workplace accidents fall in this category.
- Contact with equipment and objects: This refers to events where someone is hit by a heavy falling object, caught in a collapsing structure, or crushed between two objects. These events make up 26% of all workplace injuries and can produce life-threatening injuries.
- Slip and fall accidents: This includes everything from tripping on a loose wire or slipping on a wet floor to falls from scaffolding at construction sites. These types of accidents account for 25.8% of all workplace injuries.
For a free legal consultation with a workers’ compensation lawyer serving Leonia, call (201) 585-9111
Injuries That Occur After Workplace Accidents
A wide number of injuries can result from an accident in the workplace and cause you to miss work. A Leonia workers’ compensation lawyer can help you build a case for compensation based on these common workplace injuries.
Leonia Workers’ Compensation Lawyer Near Me (201) 585-9111
Traumatic Brain Injuries
Traumatic brain injuries (TBIs) are caused by a blow or jolt to the head, an injury that can easily disrupt the normal function of the brain. The Centers for Disease Control and Prevention (CDC) found that falling accidents, like those that commonly occur in the workplace, are the most common cause of TBI-related hospitalizations.
Sprains, strains, and tears are among the most common types of injuries that keep employees away from work. ACL ligament tears can occur as a result of jumping and landing incorrectly or shifting directions quickly. Meniscus tears in the knee are also common and often occur because of a sudden twist of the knee. This type of injury may require surgery.
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Acute Low Back Pain
Acute low back pain can occur because of sprains or strains in the muscles or soft connective tissue of the back. This pain can last for up to six weeks, causing aching, stabbing, and sometimes severe pain that can radiate to the hip or buttocks area. This type of injury can make it impossible to sit for extended periods of time, which can impact an employee’s ability to do their job.
Understanding Worker’s Compensation Laws in New Jersey
While other states require employers to carry workers’ compensation insurance only if they have a certain number of employers, New Jersey requires every employer not covered by federal programs to carry worker’s compensation, regardless of size.
Worker’s Compensation Benefits
The specific benefits that you are eligible to receive can vary depending on the specifics of your injury or illness. They could potentially include:
- Medical Costs: These could include ambulance rides, hospitalization, medication, doctor’s examinations, surgical procedures, physical therapy, and other relevant medical expenses.
- Temporary Total Disability: If an employee is disabled for more than seven days because of the injury or illness, they are eligible for temporary total disability, which will provide 70% of their average weekly wage. This benefit is not subject to taxes, though, which can help employees get closer to their usual take-home pay.
- Permanent Disability Benefits: If the illness or injury permanently impacts an employee’s ability to work, they are considered permanently disabled. Depending on the nature of the illness or injury, they may receive permanent partial benefits or permanent total benefits. Partial disability means they can still work but are hindered in some way. Permanent total disability means they cannot work at all. Initially, these benefits are provided for 450 weeks, and the employee must prove that they are unable to earn wages to continue receiving the benefits.
A Leonia worker’s compensation lawyer can answer any questions you have regarding the benefits you may be eligible to receive and help you appeal a denial of benefits. Call Maggiano, DiGirolamo & Lizzi P.C. today at (201) 585-9111 for a free no-obligation case review with a team member.
Steps to Take If You Experience a Workplace Injury or Illness
If you are hurt or injured at work, the first thing you should do is report the injury to your employer. You can give notice of your injury to anyone of authority within the workplace, and it does not have to be in writing. Failure to report the injury can result in a denial of benefits at a later time.
The second step you should take is to seek medical attention. If your injury is serious, seek medical attention right away. If you do not notice the injury immediately or the pain comes on more slowly, seek medical attention as soon as possible after you notice the pain. This will help you build a strong case when pursuing compensation from the insurance company.
Contact a Leonia Workers’ Compensation Lawyer
A Leonia workers’ compensation lawyer understands how these cases work and knows what steps to take to avoid unnecessary delays. They can also help you gather all medical records and evaluations to present at a hearing, demonstrating why you should receive your full benefits.
A workers’ compensation lawyer can ensure that someone is standing up for your rights. For a free, no-risk review of your claim from a member of our team, contact Maggiano, DiGirolamo & Lizzi P.C. today at (201) 585-9111.