When you suffer injuries in an auto accident, you may have quite a few expenses to address. On top of pain from your injuries, your car may need to be replaced, you may be missing work, and you may have medical bills adding up quickly.
If someone else’s negligence led to the accident, meaning it was not your fault, you have the ability to seek compensation for your medical costs, pain, suffering, and reduction in quality of life. You should not have to pay for your medical bills on your own.
To receive a free review of your case from a West New York car accident lawyer, call the team at Maggiano, DiGirolamo & Lizzi P.C. at (201) 585-9111 to get started. We are ready to begin working on your behalf, which includes negotiating with the negligent party’s insurance company, as soon as you hire us.
New Jersey Auto Insurance Requirements
According to the New Jersey Motor Vehicle Commission (NJMVC), New Jersey drivers must carry minimum types of insurance coverage, including:
- No-fault: which includes the payment of medical expenses, lost wages, and other reasonable costs for anyone injured in the accident where the insured was at fault.
- Liability: which includes protection for any harm you do while driving to other people and to their property.
- Uninsured motorists: which protects you as the insured, should you suffer injuries after a crash with a hit-and-run driver.
This means that if it is apparent one driver caused the accident, his or her auto insurance company should pay compensation to those who suffered injuries or property damage. Yet receiving fair compensation is not always guaranteed, even if you are not at fault for the accident.
Before the other driver’s insurance company will agree to pay damages for your injuries suffered in the accident, you and your attorney have to be able to show that the other driver’s negligence resulted in the accident. In other words, you need to be able to show that the other driver was at fault for the crash.
One way to show where fault lies is to study the police report. If law enforcement issues a traffic ticket to the other driver, this shows the other driver behaved in a negligent or reckless manner. Police could issue traffic tickets for a variety of infractions, including:
- Distracted driving, where the other driver used an electronic device while operating the motor vehicle. This can cause a loss of focus on the road and lead to the crash.
- Drunken driving, where the other driver was drinking or taking drugs before the crash. This violates the state’s laws for blood alcohol content.
- Other traffic violations, such as speeding, making an illegal turn, or reckless driving.
At Maggiano, DiGirolamo & Lizzi P.C., our team knows how insurance companies try to treat accident victims. We will work on your behalf to show your side of the story, proving that you did not have fault in the crash, and thus deserve compensation. Call us at (201) 585-9111 as soon as possible for a free consultation.
For a free legal consultation with a car accidents lawyer serving West New York, call (201) 585-9111
Recoverable Damages After an Accident
You have the right to seek compensation for a variety of damages related to the accident. By hiring a West New York car accident lawyer, you and your attorney will be able to study the facts and determine the strength of your case. If you deserve to receive damages for your injuries and reduction in quality of life, some of the items for which you can receive payment include the following:
After your injuries, you may have received transportation to the hospital in an ambulance for emergency care. Alternately, you may have visited your doctor a day or two after the crash, not realizing the seriousness of your injuries in the immediate aftermath of the accident. The compensation you receive should reflect these initial bills.
The doctor then will fully diagnose your injuries and lay out a treatment plan. Should you need some long-term treatment to deal with significant injuries, the estimated cost of this treatment should be part of any settlement amount.
If your injuries prevent you from working for a few days, a few weeks, or a few months, you deserve compensation for the wages you were unable to earn.
Should your injuries leave you unable to work in the same job you did before the accident, you also can request compensation for an estimate of your future lost wages.
Pain and suffering can be part of your requested settlement amount. This can include pain from injuries that will not heal properly. It also can include any reduction in your quality of life going forward. For example, if you are no longer able to enjoy a favorite hobby, you may receive compensation.
West New York Car Accident Lawyer Near Me (201) 585-9111
Let Us Represent Your Interests Against the Insurer
After a car accident in which you suffered an injury, you may receive a call from the insurance company of the responsible party, offering you a settlement. You do not have to accept this offer, especially if you are unsure about your long-term health prognosis.
This is where a West New York car accident lawyer can help. Our team will study the police report from the accident as well as your medical records, helping you determine a fair settlement amount that truly compensates you for the financial burden this accident has placed on you and your family.
At Maggiano, DiGirolamo & Lizzi P.C., we take pride in defending the rights of those who have suffered injuries at the hands of others. You do not need to pay anything upfront to secure our services. We work on a contingency fee basis, which means our payment comes from the final settlement amount. Contact us today at (201) 585-9111 for a free consultation.