You might be looking into workmen’s compensation for the first time if you recently suffered injuries at work. New Jersey Department of Labor and Workforce Development provides injured workers with benefits through its workers’ compensation program.
If you depend on your employer’s workers comp to recover from an injury, you might have trouble getting the monetary supplement you need to cover medical costs, and other living expenses you would normally pay with the wages you earn. When you have difficulty navigating the workers’ compensation system in New Jersey, a Teaneck workers compensation lawyer can help. Call Maggiano, DiGirolamo & Lizzi P.C. today at (201) 585-9111 for a free case review.
Workers Compensation Benefits in New Jersey
New Jersey’s workers’ compensation provides benefits for several things:
- Medical Benefits: workers’ compensation provides coverage for treatments and prescriptions.
- Temporary Disability Benefits: after seven days away from work, workman’s comp will provide 70% of your pay.
- Permanent Partial Benefits: these benefits from workmen’s comp fall under scheduled and non-scheduled losses.
- Permanent Total Benefits: workers’ comp provides benefits when the worker cannot return to any type of work due to injuries, such as lost vision.
- Death Benefits: in the event the worker passes away from an injury on the job, workers’ comp will pay 70% of the deceased wages.
Your Teaneck workers compensation lawyer can explain your possible benefits in more detail.
Understanding Workers’ Compensation Claims
When a work injury happens, consider calling a workman’s comp attorney first. The attorneys at Maggiano, DiGirolamo & Lizzi P.C., (201) 585-9111, are happy to walk you through the claims process and advise you on anything you should know ahead of notifying your employer. When you are injured at work, you have up to 90 days from the date of the accident to report it to your employer, according to the New Jersey Department of Labor and Workforce Development. Your notice does not need to be written and you can give it to your supervisor or the office staff in charge of your operations. If your injury requires medical treatment, it is better to report your injury as soon as possible.
Once you report your workers’ compensation claim, your employer and the insurance provider will investigate your claim. Within 21 days of receiving your notice, it is the insurance carrier’s obligation to file a First Report of Injury form with New Jersey workers’ compensation division.
Legal problems with workman’s comp arise when your employer’s insurance company refuses to provide the benefits you need after an injury at work. Getting your claim filed and accepted can be the most difficult part of the process, which is why a Teaneck workers compensation attorney may be able to help with your filing and negotiations with your employer’s workers’ compensation insurance company. There can also be problems when your employer’s workers’ comp insurance denies or delays your claim.
Discuss Your Legal Options with a Workers’ Comp Attorney
The most important thing to remember about a workers comp claim is that, according to the New Jersey Department of Labor and Workforce Development, your employer may not fire you, discriminate against you, or discourage you in any way for filing a claim.
The state, your employer, or the employer’s insurance carrier could have the option of choosing your treating physician, depending on the type of compensation you need. Workman’s compensation benefits range from temporary to permanent, with various options concerning disability, medical treatment, and even death.
When You Are Denied Workers’ Compensation Benefits
If you receive a denial for workers’ comp benefits, you have the option to file a complaint of discrimination through New Jersey’s Department of Labor and Workforce Development. This appeal will be different from typical insurance claims, which might go through municipal court. You can file your claim on your own, but a workers’ comp attorney can dissect your case and put a court’s perspective on it that will help you achieve the settlement you should ultimately receive. You will file a Claim Petition or Application for an Informal Hearing, which will happen between a few weeks and six months after your initial filing .
Because the process for an appealed workers’ compensation case can take up to six months, it is important to remember that the statute of limitations for these types of cases is only up to two years from the date of your accident, New Jersey Statutes §2A:14-2. This is just another reason that working with a workers’ comp lawyer will help from the start: you will be able to file your claim efficiently, knowing that your rights are defended.
Call the law offices of Maggiano, DiGirolamo & Lizzi P.C. today. We want to defend your rights and help speed up your recovery. You do not have to handle your workman’s compensation claim alone.
Defend Your Right to Workers Compensation Today
If you or a loved one suffered an injury at work, navigating the workmen’s compensation filing process can be burdensome. Nuances of your case and holding a negligent employer accountable are both vital to your recovery. Hold liable employers accountable for your sudden influx of medical bills, and the cost of continued treatment.
When you are unable to work due to a work injury, there is nothing worse than navigating the workers’ comp process alone. Let our workers’ compensation attorneys handle your case and get you a settlement that will help you adapt and recover from your injury. Call Maggiano, DiGirolamo & Lizzi P.C. at (201) 585-9111 today for a free case evaluation.