A healthcare worker pushing a man in a wheelchair near a vehicle.

Understanding the ASIA Impairment Scale: How Quadriplegia and Paraplegia Cases Are Valued in NJ

The ASIA Impairment Scale helps document how much movement and sensation remain after a spinal cord injury (SCI). Doctors use this standardized neurological exam to identify the injury level and assign a grade from A through E. That grade can help explain the severity of your limitations, but it doesn’t determine the value of your claim by itself.

A SCI claim can include medical expenses, lost income, pain, disability, and future care needs caused by the accident. The ASIA grade provides objective medical evidence that can support those losses. 

Other records are still needed to show how the injury affects your independence, work, housing, transportation, and long-term treatment. A New Jersey spinal cord injury lawyer can organize this evidence and connect the medical findings to the damages being claimed. 

Key Takeaways for ASIA Impairment Scale 

  • The ASIA Impairment Scale ranks spinal cord impairment from A to E, providing medical evidence that can support your legal claim.
  • Courts and insurance companies can consider your neurological grade along with other evidence of your need for medical care.
  • Proving future damages may involve a comprehensive life care plan that projects your long-term expenses.
  • Corporate insurance adjusters may dispute your medical rating or argue that it doesn’t reflect the full value of your claim.
  • Partnering with specialized medical and vocational experts can help challenge attempts to minimize the true, daily impact of your paralysis.

Quick Answer: Why Does the ASIA Scale Matter?

The ASIA Impairment Scale grades how much movement and sensation remain after a spinal cord injury. That score can help document injury severity, future care needs, and the claim’s overall value, but it doesn’t determine compensation by itself.

What Do the ASIA Impairment Scale Grades Mean?

The American Spinal Injury Association, or ASIA, gives doctors a standardized way to describe how much sensation and muscle function remain after a spinal cord injury. Doctors test sensation through light touch and pinprick exams and measure strength in specific muscle groups. 

The results are used to assign one of five grades:

  • Grade A: The injury is complete, with no sensory or motor function preserved in the lowest sacral segments.
  • Grade B: Sensation remains below the injury level, but there is not enough motor function to qualify as Grade C or D.
  • Grade C: Some motor function remains below the injury level, but most key muscles are not strong enough to move against gravity.
  • Grade D: Motor function remains below the injury level, and most key muscles can move against gravity.
  • Grade E: Sensory and motor function is normal.

How Can an ASIA Grade Affect the Value of a Personal Injury Claim?

An ASIA grade can help show the severity of a SCI and the limitations it’s expected to cause. A complete injury can involve greater needs for personal care, medical treatment, mobility equipment, accessible housing, and lost earning capacity than a less severe incomplete injury.

The grade doesn’t set the value of a settlement or guarantee a particular outcome. Insurers also consider the injury severity, prognosis, rehabilitation progress, age, employment history, daily care needs, fault, and available coverage. 

Updated neurological exams and treatment records can show whether the condition remains stable or changes over time.

What Is the Difference Between a Complete and Incomplete Spinal Cord Injury?

A complete SCI has no preserved sensation or motor function in the lowest sacral segments, while an incomplete injury retains some function in those areas. This distinction helps doctors classify the injury and evaluate the potential for recovery.

A complete injury doesn’t necessarily mean the spinal cord was physically severed or that no function exists anywhere below the injury level. It means the neurological exam found no sacral sparing. The injury level, medical complications, and daily care needs still vary from person to person.

An incomplete injury preserves some sensory or motor signals through the lowest part of the spinal cord. You might retain feeling without useful movement, or you could have muscle control that varies across different parts of the body. 


Since incomplete injuries differ widely, the diagnosis alone doesn’t show whether you can return to work or live independently.

Medical evidence should explain the specific long-term effects of either injury, which can include:

  • Uncertain Recovery: Some function can return during rehabilitation, but the amount and timing of improvement are difficult to predict.
  • Neuropathic Pain: Nerve damage can cause burning, tingling, or other persistent pain below the injury level.
  • Spasticity: Muscle stiffness and involuntary spasms can interfere with movement, sleep, personal care, and comfort.
  • Bowel and Bladder Problems: Complete and incomplete injuries can disrupt bowel or bladder control, although the effects vary by injury level and severity.

These limitations, along with future care costs, lost income, and loss of independence, can affect the value of a New Jersey spinal cord injury claim.

How Are Quadriplegia and Paraplegia Claims Valued in New Jersey?

Quadriplegia and paraplegia claims are valued by documenting the lifetime costs and daily limitations caused by your spinal cord injury. Important factors can include medical care, mobility equipment, accessible housing, personal assistance, lost income, and reduced independence.

Quadriplegia affects the arms, hands, trunk, legs, and pelvic organs, while paraplegia primarily affects the lower body. It often creates broader care needs, but the value of either claim depends on the injury level, remaining function, complications, age, occupation, and long-term prognosis. 

A person with paraplegia can still require extensive assistance, treatment, and home modifications.

How Does a Life Care Plan Support the Claim?

A life care plan estimates the future treatment, equipment, therapy, medications, transportation, and personal care related to the injury. Medical providers, rehabilitation specialists, and financial experts can use that plan to calculate projected costs over time.

The plan should account for recurring needs, such as replacing a wheelchair or modifying equipment as your condition changes. It doesn’t determine the settlement by itself, but it can provide a detailed foundation for explaining future damages.

Calculating Lifelong Medical and Daily Care Costs

Future medical and daily care costs can make up a substantial part of an SCI claim. A person with a high cervical injury could require respiratory support and around-the-clock nursing care. Other injuries can create a need for personal care assistants who help with bathing, dressing, transportation, and transfers.

A life care plan can estimate the cost of this assistance using expected care needs and local New Jersey rates. It can also include home modifications such as ramps, widened doorways, accessible counters, and a roll-in shower. 

Since these costs can continue for decades, even small gaps in the plan can significantly affect the total projection.

Factoring in Lost Earning Capacity

Lost earning capacity measures how the spinal cord injury affects your ability to earn income over the course of your working life. The injury doesn’t always end a career, but it can prevent you from returning to the same position, working the same hours, or following the same career path.

Vocational and economic experts can review your education, work history, salary, benefits, and expected advancement. They can then estimate losses involving future wages, raises, retirement contributions, and employment benefits. 

This analysis helps show the difference between what you likely would have earned without the injury and what you can reasonably earn afterward.

Why Do Insurance Companies Fight Spinal Cord Injury Payouts?

Insurance companies often challenge spinal cord injury claims because the projected cost of lifelong care can be substantial. Adjusters can question the ASIA grade, future treatment needs, and level of assistance required in an effort to reduce the value of the claim.

The insurer might also require you to attend an independent medical examination. The doctor conducting the exam is selected and paid by the defense, so the resulting opinion can differ from the findings of your treating specialists. 

For example, the examiner could dispute whether an injury is complete or incomplete or argue that you need less personal care, equipment, or home modification than your doctors recommend.

A Fort Lee spinal cord injury lawyer can prepare you for the examination, compare the defense report with your medical records, and challenge conclusions that are not supported by the full evidence. 

Spinal cord injury rehab patient and wheelchair. | Maggiano, DiGirolamo & Lizzi

How Can an Attorney Strengthen a New Jersey SCI Claim?

A Fort Lee spinal cord injury attorney can manage the insurance claim, investigate the crash, and organize the evidence needed to show the full effect of your injuries. 

Legal help can include:

  • Handling Insurance Communications: Your Hackensack SCI lawyer can speak with adjusters, respond to requests, and reduce the risk that an incomplete statement will be used against you.
  • Preserving Medical Evidence: Treatment records, specialist opinions, and rehabilitation notes can document your limitations and expected recovery.
  • Using Day-in-the-Life Evidence: Photos, videos, and witness statements can show how the injury affects mobility, personal care, and daily routines.
  • Preparing a Life Care Plan: Medical, vocational, and financial experts can estimate future treatment, equipment, transportation, home modifications, and personal care.
  • Building the Claim for Trial: A complete record of fault, medical needs, lost income, and future costs can support negotiations and prepare the case for litigation if necessary.

FAQ for Spinal Cord Injury Compensation

How Much Is a Spinal Cord Injury Claim Worth in New Jersey?

There is no standard settlement amount for a spinal cord injury because the value depends on the injury level, remaining function, future medical and personal care needs, lost income, pain, reduced independence, fault, and available insurance. 

Permanent paralysis can support substantial damages, but no diagnosis guarantees a particular payout.

How Does the ASIA Impairment Scale Affect Damages?

Doctors use muscle-strength and sensory testing to assign an ASIA grade from A through E. The grade helps document neurological impairment, but doctors don’t calculate legal damages. 

Lawyers and financial experts use the ASIA findings with medical records, care plans, employment evidence, and other information to estimate the claim’s losses.

Does an Incomplete Spinal Cord Injury Lower the Value of a Settlement?

An incomplete injury doesn’t automatically result in a lower settlement. Although some function remains, you could still experience severe pain, limited mobility, bowel or bladder problems, and an inability to work independently. 

The claim’s value depends on your actual long-term limitations and care needs, not simply whether the injury is classified as complete or incomplete.

Can a New Jersey SCI Claim Include Future Home Modifications?

An SCI claim can include reasonably necessary home modifications related to the injury. These costs could cover ramps, widened doorways, accessible bathrooms, or other changes supported by medical and rehabilitation evidence. 

Projected expenses must be documented as part of your future needs. New Jersey allows compensation for reasonably probable future medical expenses caused by the defendant’s wrongdoing.

How Long Does a Spinal Cord Injury Claim Take in New Jersey?

A spinal cord injury claim can take anywhere from a few months to over a year, depending on the medical prognosis, disputed liability, insurance coverage, negotiations, and court schedule. 

Settling before future care needs and long-term limitations are reasonably clear can leave significant losses undocumented.

Get Help With a Fort Lee Spinal Cord Injury Claim

A New Jersey spinal cord injury claim can involve lifelong medical care, lost income, accessibility needs, and major changes to your independence. Maggiano, DiGirolamo & Lizzi, P.C. can help connect your medical diagnosis to those financial and personal losses while responding to insurance efforts to minimize the claim.

Our attorneys have more than 100 years of combined experience representing injured people in New Jersey. Let our team gather medical and economic evidence, work with appropriate experts, and handle negotiations so you can focus on your rehabilitation and family. 

Call (201) 585-9111 today for free, or submit our online form to discuss your Fort Lee spinal cord injury case.