Most car insurance policies contain coverage for accidents involving uninsured or underinsured drivers. That means that individuals injured in an accident involving a driver who has little or no liability insurance may still have solid legal options for seeking compensation for medical costs, lost wages, and other damages.
At the law office of Maggiano, DiGirolamo & Lizzi, we can help you explore your legal options following a car accident involving an uninsured or underinsured motorist. Our attorneys are highly respected and experienced who are board certified in personal injury law. You can expect straight answers and an honest assessment of your case from an aggressive legal advocate who has the experience to stand up boldly against insurance companies.
Our attorneys have provided decades of legal services to clients throughout the state of New Jersey. Our personal injury attorneys have extensive experience navigating the confusing insurance processes.
Do not get confused by the insurance details after your car accident. Instead, speak to us about your rights and options.
- State law requires mandatory uninsured coverage for all drivers. Your insurance company is required to provide you with $25,000 in uninsured motorist coverage. This is your first avenue to pursue for compensation for an accident that was caused by an uninsured motorist.
- You can purchase supplemental uninsured/underinsured motorist coverage. If the person who hit you has insurance, but does not have enough to cover your injuries, and you purchased under-insurance, you may be able to make a claim against your own car insurance company.
- You may be limited in the amount of compensation you can recover. If you do not have under-insurance and the other person has coverage, you are limited to the minimum mandatory coverage that is already available to you. We will closely analyze your insurance coverage so you are able to seek maximum compensation in your situation.
Insurance companies are not out to help you obtain full compensation for your injuries. Just as your insurance company has an attorney supporting it, so should you. Contact us to schedule your free initial consultation. We will help you understand what you are facing. If you hire us, we will personally guide you through the insurance maze.