Several factors can impact how long an insurance company has to pay a claim. When you are working with another insurance company, such as one representing a construction company or its employees after a construction accident, some strict rules may apply.
In cases where you file a claim with a construction company’s insurance provider, you may experience fluctuations in the amount of time the company has to pay a claim. However, in most cases, insurance companies must pay a claim within 45 days of the date that they receive notice of your losses. In other cases, it can take years for a claim to be resolved.
These timelines can adjust based on some key factors. First and foremost, insurance companies usually investigate the details of an incident that results in a claim. This often means that they will delay the processing of your case as they conduct their investigation.
These investigations tend to be thorough, involving multiple parties, eyewitnesses, and local law enforcement entities. If an insurance company needs more than 45 days to settle your claim, then it is required to send you a written notice detailing the reason behind the delay.
Knowing Your Rights and Working with a Lawyer
When you are stuck dealing with an insurance company, it is easy to get confused. These companies often have convoluted policies that make it difficult to negotiate a claim. However, you do have rights when working with an insurance company to arrive at a resolution.
The State of New Jersey has some particular rules, laws, and guidelines that pertain to workplace accidents. Construction companies also have an obligation toward national entities that oversee their operations. The Occupational Safety and Health Administration (OSHA), for example, outlines some key safety protocols that construction companies must abide by to support the wellbeing of their employees and others. If found in violation of these laws and regulations, these companies are liable for any accidents that occur.
For a free legal consultation, call (201) 585-9111
How a Construction Accident Lawyer Can Help
While many laws that apply in New Jersey and the rest of the United States exist to serve you, many of them can be confusing to interpret. When you work with a lawyer who accepts these kinds of cases, they can assist you as you navigate through the legal system.
Likewise, construction company insurance policies can be quite complex in their applications. A lawyer can help you in determining which policies apply to your particular situation. Each scenario is unique, and your attorney will account for this as they offer you their assistance.
When you have a lawyer on your side, you do not have to worry about communicating with other parties, their insurance companies, law enforcement, or any other parties involved in your incident. A lawyer will take care of all these communications on your behalf and keep you updated as your case progresses.
Processing Injuries and Seeking Financial Compensation
Treatments for injuries suffered in a construction accident can be costly. Common injuries from construction accidents require prompt treatment, as they can develop into much larger problems if they are left alone.
Even though you may face extensive treatment for your injuries, you should not be stuck paying all of your bills if another party is to blame. A lawyer will defend your rights when they take on your case, negotiating for any forms of financial compensation that you may be able to secure.
Contact Maggiano, DiGirolamo & Lizzi P.C. Today
If you are stuck wondering how long an insurance company has to pay a claim, then you may find yourself pinned beneath both legal and financial struggles of all kinds. Facing severe personal injuries and emotional trauma from a construction accident can make it even more challenging to go after the compensation you need.
You do not have to confront the details of the legal system and the workings of insurance companies on your own. A lawyer from the team at Maggiano, DiGirolamo & Lizzi P.C. is here to help you with your case. We can assist you in filing your claim, identifying liable parties, and communicating with anyone connected to your incident on your behalf.
We are passionate about defending our clients’ interests in Fort Lee, and we will work to pursue any forms of financial compensation that you may be owed. Contact our office today at (201) 585-9111 for more information.