An Englewood car accident lawyer helps you pursue compensation after another driver’s mistake leaves you injured, out of work, and staring at a totaled car. The other driver’s insurer, meanwhile, is already looking for reasons to pay you less.
New Jersey’s insurance rules make this even harder to handle alone. PIP coverage can pay medical expenses regardless of who caused the crash, but the moment your injuries turn serious, the question of who can be sued — and for what losses — gets complicated fast. Guess wrong, and you can leave important parts of your claim unaddressed.
Let Maggiano, DiGirolamo & Lizzi, P.C. sort through that system for you and build a claim around what the crash actually cost. Call our firm at (201) 585-9111 or use the online form to get started.
Why Trust Maggiano, DiGirolamo & Lizzi, P.C. With Your Englewood Car Accident Claim
Crash victims in Englewood turn to Maggiano, DiGirolamo & Lizzi, P.C. because we combine a serious trial record with a working knowledge of the insurance rules that govern your claim. Here’s what sets our team apart.
Crash Case Results
Our firm has recovered more than $300 million for injured clients, including major results in motor vehicle cases. Our lawyers secured $10,000,000 for a client thrown from a vehicle in a catastrophic crash and $2,800,000 for a driver hurt when a truck pulled into his path.
We Reconstruct the Crash
Our team treats a car accident as a puzzle to be solved with evidence, not a story to be argued. We pull surveillance footage from nearby businesses, secure vehicle data, map skid marks, and — when a case calls for it — work with reconstruction experts to show how the collision unfolded. That groundwork makes it harder for an insurer to rewrite the crash in its favor.
We Know New Jersey No-Fault
Our lawyers handle the twin tracks of a New Jersey crash claim: the no-fault benefits available through PIP and the injury claim against the driver who hit you. Missing a deadline or a step on either track can affect the benefits or compensation available. Our firm keeps both claims moving so nothing falls through the cracks.
Recognized New Jersey Trial Lawyers
Our attorneys have earned Super Lawyers selection and recognition among The Best Lawyers in America, credentials that reflect the experience our firm brings to serious claims. When an insurer won’t make a fair offer, our attorneys are prepared to take the case to court.
Hurt in a crash? Call our firm now at (201) 585-9111 or use the online form for help.
The Office of Maggiano, DiGirolamo & Lizzi have been so helpful in my case that I just wanted to stress to anyone needing an attorney who has been in an accident that this office is the best. From the beginning of my case I was treated as number one. Mr. Maggiano and staff always kept me informed of the entire process of my case. I even had a driver, Juan, from their office, take me to my medical appointments because I no longer have an automobile. It just made me feel so much more relaxed. This is a law firm makes you feel right at home as soon as you come in. There were many times that I had questions and I would speak to Mariel, Mr. Maggianos’s paralegal and she would always be there to help
It was a pleasure having Maggiano, DiGirolamo & Lizzi take on my case. After a car accident left me jobless for several months, they helped get me back on my feet. They went above and beyond the call of duty!
I have been a practicing personal injury lawyer in New Jersey for over twenty years. I knew Michael Maggiano by reputation and when I was involved in an automobile myself I went to him to handle my case. I learned that the reputation was well founded and he has an outstanding law firm, very efficient and professional. He and his staff were always available and helpful during every step of the process and the resultant settlement was excellent. I could not recommend Mr. Maggiano and his firm more highly. Thank you to all at Maggiano, DiGirolamo & Lizzi .
How Does New Jersey’s No-Fault System Affect Your Englewood Car Accident Claim?
New Jersey’s no-fault system allows PIP coverage to pay medical expenses after an Englewood car accident regardless of who caused it, subject to the coverage and limits that apply. That means you generally don’t have to wait for a liability decision before using available PIP benefits for treatment.
PIP doesn’t, however, determine whether you can recover pain-and-suffering damages from the at-fault driver. Whether you can pursue those non-economic damages depends on the lawsuit option that applies to you.
The limitation-on-lawsuit option restricts pain-and-suffering claims unless the injury falls within one of the qualifying categories under New Jersey law. The no-limitation option doesn’t impose that same injury threshold.
This is precisely where an unrepresented driver can lose ground. Our Englewood car accident lawyers can review your policy, determine which lawsuit option applies, and identify the claims and insurance coverage available under the facts of your crash.
Who Can Be Held Responsible for a Car Crash in Englewood, NJ?
Fault for an Englewood car accident depends on which driver or other party failed to use reasonable care and caused the collision. A driver who rear-ends you in the Route 4 backup or clips you merging onto Grand Avenue might dispute what happened once an insurance claim begins. Your lawyer can preserve the evidence needed to test those competing accounts.
The state’s comparative negligence rule also makes the breakdown of fault important because sharing responsibility can reduce the compensation you can recover. That makes evidence especially important when an insurer argues that you contributed to the crash.
Your Englewood personal injury lawyer can build the liability case using evidence such as:
- Police and Crash Records: Reports can help establish where the vehicles were, what the drivers said, and what officers documented.
- Photos and Video: Traffic cameras, surveillance footage, dashcam recordings, and scene photographs can show how the collision happened.
- Witness Statements: Independent witnesses can help resolve disputes about signals, speed, turns, or right of way.
- Vehicle and Roadway Evidence: Damage patterns, vehicle data, skid marks, and roadway conditions can help reconstruct a serious or disputed crash.
How Does a Lawyer Prove Injuries the Insurance Company Disputes?
A Bergen County car accident lawyer can strengthen a disputed injury claim by tying your diagnosis, treatment, symptoms, and physical limitations back to the crash. This matters most with injuries that don’t always show clearly on an X-ray or other early imaging.
Whiplash, concussions, nerve injuries, and other soft-tissue conditions can still cause serious symptoms even when there is no obvious fracture. Pain, headaches, dizziness, restricted movement, and other problems can also become more noticeable after the collision.
Our firm can build the medical record around the evidence that actually shows what the injury has done to you, including:
- Medical Records: Treatment notes can document when symptoms appeared, how they changed, and what doctors diagnosed.
- Diagnostic Testing: Imaging and other tests can help identify or rule out specific injuries and support the clinical picture.
- Treatment History: Consistent care indicates that the symptoms persisted and required medical attention.
- Functional Limitations: Evidence of problems working, sleeping, driving, lifting, or completing daily tasks can show how the injury affects your life.
That gives the insurer more to evaluate than a single scan and helps your lawyer push back when the company tries to dismiss a real injury because it’s not immediately visible.
What Compensation Can You Recover After an Englewood Car Accident?
After a car crash in Englewood, New Jersey, you can recover compensation for your medical expenses, lost income, property damage, and, when allowed under New Jersey law, pain and suffering.
Depending on the facts of your case, compensation can include:
- Medical Treatment: Your claim can include hospital care, doctor visits, physical therapy, medication, diagnostic testing, and other treatments connected to the crash.
- Future Medical Needs: A serious injury can require additional surgery, rehabilitation, specialist care, or other treatment long after the initial bills arrive.
- Lost Income: Time away from work due to treatment or physical restrictions may be included in the claim.
- Reduced Earning Ability: If lasting injuries keep you from returning to the same job or earning what you did before the crash, we’ll include those future losses in your claim.
- Pain and Daily Limitations: Qualifying claims can include compensation for physical pain and for the ways an injury interferes with your normal activities and quality of life.
- Vehicle and Other Property Damage: We can also address the cost of repairing or replacing your vehicle and other damaged property.
A crash on Route 4, Grand Avenue, or another busy Englewood road can create costs that continue long after the vehicles are cleared away. Looking beyond the bills already in hand is especially important when an injury has permanent or long-term effects.
Verdicts and Settlements
$2,500,000 - Rear-Ended by Bus
A middle-aged tax preparer was injured when a New Jersey Transit Bus struck his car in the rear after exiting the Lincoln Tunnel, requiring two back surgeries following diagnosis of aggravation of pre-existing stenosis and a herniated disc leaving him permanently disabled from his career and in need of a Life Care Plan.
$1,300,000 - Roadway Design and Defect
Recovered from the State of New York for a seriously injured passenger in a car that left the roadway and plunged down a 200 foot embankment.
$2,500,000 - Drunk Driver Passenger
A 23-year old waitress suffered injuries as the back seat passenger of a drunken driver when the driver crashed into the rear of a stopped tractor trailer parked on an approach ramp to a bridge due to a flat tire.
How an Englewood Personal Injury Lawyer Builds the Full Value of Your Claim
Maggiano, DiGirolamo & Lizzi, P.C. builds the value of an Englewood car accident claim by documenting what the crash has already cost you and what it could continue to cost in the future.
That means reviewing medical records, treatment recommendations, wage records, insurance coverage, and evidence showing how the injury has affected your ability to work and live normally.
Our personal injury attorneys in Englewood look beyond your most obvious losses. A settlement offered while you’re still treating might not account for another procedure, months of rehabilitation, permanent restrictions, or reduced earning capacity.
At the same time, we protect the liability side of the case by preserving crash evidence and responding when the insurer tries to shift fault or dispute your injuries. If the carrier still refuses to make a fair offer, our team can continue building the case through litigation in Bergen County rather than valuing it around the insurer’s first number.
FAQ for Englewood Car Accident Lawyer
Should I Call My Insurance Company or a Lawyer First?
Report the crash to your insurer promptly, but speak with a lawyer before giving a detailed or recorded account if you’re concerned about how the claim will be handled. Your policy can require prompt notice, so reporting the accident and giving a detailed statement are not necessarily the same thing.
A lawyer can handle questions about fault, injuries, and damages while protecting you from saying something that could later be taken out of context.
What if the Driver Who Hit Me Had No Insurance?
You can file a claim through your Uninsured/Underinsured Motorist (UM/UIM) coverage if you have it when an uninsured driver crashes into you. Standard New Jersey policies include UM/UIM coverage, while the state’s Basic Policy doesn’t include it.
Do I Need an Englewood Car Accident Lawyer for a Minor Crash?
It’s worth speaking with an Englewood car accident lawyer, even after a seemingly minor crash, because the severity of an injury is not always immediately clear. Neck, back, and soft-tissue symptoms can develop or become more noticeable after the collision.
A lawyer can review the injuries and insurance issues before you decide whether a settlement offer fairly accounts for the claim.
Does New Jersey’s No-Fault Law Stop Me From Suing the Other Driver?
New Jersey’s no-fault law doesn’t automatically stop you from suing the other driver, but your ability to pursue pain-and-suffering damages can depend on the lawsuit option that applies to you.
The limitation-on-lawsuit option requires a qualifying injury for those non-economic damages, while the no-limitation option doesn’t impose that threshold. PIP and other economic-loss rules operate separately from that choice.
What Do I Say To the Insurance Adjuster After a Car Crash in Englewood, NJ?
Avoid guessing, apologizing, or downplaying your injuries when an adjuster calls. Estimating a speed you’re unsure of or making assumptions about how the crash happened can create unnecessary disputes later. Your lawyer can handle detailed questions about fault, treatment, and damages while keeping the claim focused on the evidence.
Get an Englewood Car Crash Lawyer on Your Side
An Englewood car accident lawyer can investigate the crash, sort through New Jersey’s insurance rules, and deal with the insurers while you focus on your recovery. The earlier our firm becomes involved, the more opportunity we have to preserve evidence and identify the coverage that could apply to your claim.
Reach Maggiano, DiGirolamo & Lizzi, P.C. at (201) 585-9111 or through our online contact form, day or night. Our Hackensack car accident lawyers help clients throughout Bergen County.
Fort Lee Office
Maggiano, DiGirolamo & Lizzi, P.C.
201 Columbia Ave
Fort Lee, NJ 07024
Phone: (201) 585-9111
